Point-of-sale finance for ambitious retailers
The finance solution that allows you to serve the underserved, convert the uncertain and retain the drifters.
Are high decline rates losing you potential sales and loyal customers?
We appreciate that customer acceptance rates are crucial to the success of an in-store or online finance product. That’s why we’ve developed a product that enables retailers to offer finance to customers that fall outside the ‘prime’ credit profile. In a nutshell, we make it easy for your customers to buy your product or service.

Fintech without compromise
At South Sphere Capital, we offer all-inclusive, practical finance solutions that add real value to your business. While a new sofa or a new hi-tech gadget will always be attractive, the ability to offer immediate finance to your customers will ensure you make those all important sales.

Drive more traffic
Our omnichannel solution and marketing accelerator means you'll have more traffic than you're used to, and all the tools to convert browsers into buyers.

Convert more customers
Our seamless solution allows you to convert more customers, increase average order values and enhance customer satisfaction.

Retain the drifters
Keep hold of customers by being able to compete with the finance options offered by the online giants.
"South Sphere Capital’s solution has transformed the way we do business. We’re now able to offer efficient in-store finance confidently, and it’s proved massively popular with our customers."
Why retailers choose us
Offering a competitive alternative finance option to your customers can be the difference between making a sale and losing one. At South Sphere Capital we understand that every business is different, which is why our system is fully customisable to suit your needs.
Ready to find out more?
Get in touch to learn how we can supercharge your business.
Sell more, of anything
Our mission is to help independent retailers compete with the online giants of this world. We work with retailers in most sectors, online and in physical stores, but our solutions work distinctly well across a few key areas: